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Homeownership Program (5)

What is a Real Estate Comp and Should First-Time Homebuyers Get One? - black couple, real estate agent, forms, paperwork, phone

What's a Real Estate Comp List, and How Can It Help First-Time Homebuyers?

When you buy a home, how do you know what's a fair price? A home inspection can tell you if there are structural issues and a bank can tell you if...

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two people holding one set of keys

How TruePath Mortgage Increases Homeownership Opportunities

The path to homeownership is full of obstacles. Twin Cities Habitat for Humanity helps make those obstacles easier to navigate, and TruePath Mortgage...

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Two Habitat homeowners holding the keys to their new home.

Paycheck to Payments: Budgeting a Monthly Mortgage Based on Income

Before you buy a new home, the first thing you should do is determine what you can afford. Experts recommend that you spend no more than 30% of your...

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Three thought bubbles with a bag of groceries, a red car, and kids watching a movie.

When can a home be considered affordable?

Across the housing industry, and within our own homeownership program, the rule of 30% has long been the standard in determining whether or not a...

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A blue pie chart showing Payment History (35%), Amounts Owed (30%), Length of Credit History (15%), New Credit (10%), and Types of Credit (10%).

6 Tips to Improve Your Credit Score Before Your First Home Mortgage

Whether you’re actively searching or simply thinking about starting to look for a home, you can put this time to good use by trying to improve your...

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A tiny home in front of a calculator with blurred background

What to Expect from the Twin Cities Housing Market in 2021

2020 was challenging, to say the least, and the Twin Cities housing market changed rapidly to keep up. While the world navigates an ever-evolving...

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A family inside of their Habitat home living room.

9 Home Inspection Issues That Can Be Deal-Breakers

Before buying a house, every person needs to have a home inspection. The professional who looks over the house will likely find minor concerns with...

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Mortgage Lender smiling at two homeowners in blue, they're all sitting at a desk with paperwork on it. The man on the left is on his phone.

Five Things to Consider When Choosing a Mortgage Lender

Whether you’re buying your first home or your third, chances are you’ll find yourself looking for a mortgage lender. Since the average U.S. homebuyer...

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Red, green, orange, and blue chairs in a classroom at six tables, the chairs are mostly filled. At the front of the room is a woman gesturing as she teaches, wearing a white shirt, yellow jacket, black pants, and a bracelet. Behind her is a powerpoint presentation with the title

What is a Homeownership Advisor and How Can They Help You Buy Your First Home?

The biggest consideration when making any large purchase decision is how you’re going to budget for it. And for most people, buying a home is the...

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A collage of at least 70 Habitat homeowners, with the text

We've Hit a Milestone: 1,500 Homes!

Twin Cities Habitat for Humanity is thrilled to announce that we have hit a huge milestone! At the end of August, we had a closing for the 1,500th...

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