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Twin Cities Habitat for Humanity

Image of a contract for deed paper with a miniature house as a paperweight.

What Are the Disadvantages of a Contract for Deed?

Buying a home is a big financial commitment. There is typically some sort of down payment, there may be closing costs associated with entering into a mortgage, and, of course, there are the monthly payments you have to make once you have signed the...

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How Do I Qualify for Habitat for Humanity's Homeownership Program?

Twin Cities Habitat for Humanity proudly partners with low-to-moderate income homebuyers to purchase homes in the seven-county metro area. No matter...

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An emotional homeowner receiving the keys to her first home.

Can I Buy a Home if I Have Collections on My Credit Report?

Since buying a home is a big (and exciting!) investment, many people have questions surrounding the financial part of the process. Whether it’s, “Can...

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Mom, dad, and kids talking with a realtor inside an empty front room

What to Ask a Real Estate Agent Before You Hire Them

A real estate agent is your trusted guide, bulldog negotiator, and project manager of the homebuying process, so selecting the right agent for you...

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A picture of the six new Habitat for Humanity board members

Six Local Leaders Join Our Board of Directors

The Board of Directors at Twin Cities Habitat for Humanity welcomes Paul Delahunt as the newly elected Board Chair, in addition to six new board...

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A close-up image of a credit report

Credit Scores, Medical Debt, and Buying a Home

Before you apply for a mortgage, raising your credit score is one of the best things you can do. That means paying down as much debt as you can. But...

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A realtor and buying couple inspecting a kitchen

Red Flags To Look For During Home Tours

Shopping for a home to buy can be daunting. It's not uncommon to experience a sense of whiplash as buyers rush to outbid each other. After all, you...

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BIPOC homeowner family with two adults and two kids

Race and Housing Series: How Realtors Can Help Combat Historic Racism

Twin Cities Habitat believes it’s important to learn from our national and local history of racist housing policies as we build for the future. This...

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Asia and her child at their closing holding an oversized cardboard key

Our New Special Purpose Credit Program to Advance Black Homeownership

Twin Cities Habitat for Humanity is three months into a pilot program designed to advance Black homeownership across the Twin Cities seven-county...

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Photo of one of our Habitat Homeowners Leandra Estis posing in front of her home

Fannie Mae Awards $1 Million to Advance Black Homeownership in the Twin Cities

Advancing racial equity is a cornerstone of Twin Cities Habitat for Humanity's mission. In addition to working toward this goal within our own...

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