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Twin Cities Habitat for Humanity

two people holding one set of keys

How TruePath Mortgage Increases Homeownership Opportunities

The path to homeownership is full of obstacles. Twin Cities Habitat for Humanity helps make those obstacles easier to navigate, and TruePath Mortgage is designed to help first-time homebuyers secure a home they love with a mortgage payment they can...

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Two Habitat homeowners holding the keys to their new home.

Paycheck to Payments: Budgeting a Monthly Mortgage Based on Income

Before you buy a new home, the first thing you should do is determine what you can afford. Experts recommend that you spend no more than 30% of your...

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Man hammering a roof

When Buying a Home, Don't Forget the Roof Inspection

To land their dream home in today’s ultra-competitive real estate market, buyers are making unexpected compromises. Making offers without ever...

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introducing seven new board members Anne Behrendt, Bill Gould, Bob Israel, Cole Miller, Ralph Pace, Michelle Robinson, and Eric Skalland

Welcome Aboard! Introducing Seven New Habitat Board Members

Originally published November 20, 2020. Updated to reflect additional new board members and a new Executive Committee. The Board of Directors at Twin...

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Three thought bubbles with a bag of groceries, a red car, and kids watching a movie.

When can a home be considered affordable?

Across the housing industry, and within our own homeownership program, the rule of 30% has long been the standard in determining whether or not a...

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A blue pie chart showing Payment History (35%), Amounts Owed (30%), Length of Credit History (15%), New Credit (10%), and Types of Credit (10%).

6 Tips to Improve Your Credit Score Before Your First Home Mortgage

Whether you’re actively searching or simply thinking about starting to look for a home, you can put this time to good use by trying to improve your...

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Elderly couple sitting together, male has his arm around female

The 4 Main Reasons Seniors Leave Their Homes Before They Really Need To

At some point in life, seniors realize they have a decision to make: "Can I stay at home instead of moving?" It could be due to major life events,...

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A tiny home in front of a calculator with blurred background

What to Expect from the Twin Cities Housing Market in 2021

2020 was challenging, to say the least, and the Twin Cities housing market changed rapidly to keep up. While the world navigates an ever-evolving...

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Three images. From left to right: Someone installing a grab bar on a wall, installing a lever-handle doorknob, cutting a piece of yellow tape on the floor.

Home Modifications for Seniors to Make Aging in Place Simpler

Safety is one of the main reasons seniors move out of their houses. If you or a loved one are among the 90% of people who want to live in their homes...

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A family inside of their Habitat home living room.

9 Home Inspection Issues That Can Be Deal-Breakers

Before buying a house, every person needs to have a home inspection. The professional who looks over the house will likely find minor concerns with...

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